​Credit Repair & Maintenance 

We’ve all had automobile problems and even accidents before, some small and some large, and anytime you have an automobile issue you go to the Auto Mechanic for repairs. Sometimes you only need a quick and “In-expensive” tune up to get you back on the road fast and sometimes you may have serious trouble and need a complete engine overhaul, which would obviously take more time and be more “Expensive” to fix to get you back on the road again.

At “THE CREDIT MECHANICS INC.”(TCMI) we look at your “Personal and Business Credit Reports and Scores” as your “Virtual Credit Vehicles” that can take you anywhere you want to go in life if they are running smoothly and at their best with clean reports and powerful high scores! When there are problems or issues with your credit reports causing low credit scores this can keep you from getting where you want or need to go, make it more expensive and painful to get there or even worse…Leave you Stranded where you can’t get there at all!

As with an Auto Mechanic, “THE CREDIT MECHANICS INC.” charges according to the size and scope of the job or damages to be fixed or repaired. You may need a quick fix, you may need a complete overhaul or you may want to add a Turbo Charger to your “Virtual Credit Vehicle” so you can move much faster towards your “Personal and Financial” goals in life… No matter what your “Personal or Financial” goals may be and no matter what condition your “Virtual Credit Vehicle” is in today…”THE CREDIT MECHANICS INC.” can help get your “Virtual Credit Vehicle” back on the road and keep it running smoothly from now on.

Below is the price list for “THE CREDIT MECHANICS INC.” Services:


– TCMI will analyze all 3 personal credit reports and scores for FREE and then give you a complete analysis and price quote before performing any services.

TUNE UP – Removes Inquiries Only -                                                                                                      first     1-10                 = $20.00 each

 (like bad gas mileage, inquiries lower your credit scores)                                                                    second   11-20               = $15.00 each

                                                                                                                                                                    third   21- up             = $10.00 each

FLAT TIRES – Collections & Charge-Offs                                                                                                  5 or less                     = $300.00

(You can’t go far if at all on a Flat Tire)                                                                                                        6 – 10                        = $500.00

                                                                                                                                                                   11- 15                          = $750.00

                                                                                                                                                                   16 – 20                        = $1000.00

                                                                                                                                                                     21 – up                      = $1250.00

FRONT END ALIGNMENT – Late Pays                                                                                                    first   1 -5                     = $75.00 each

 (Causes Shaky Credit)                                                                                                                        Second  6 – 10                  = $50.00 each

                                                                                                                                                                 Third   11 – up               = $40.00 each


TRANSMISSION REBUILD – Public Records –                                                                                      first     1 – 5                   = $75.00 each

 (Got Bankruptcy, Judgments or Liens –you’re stuck in first gear)                                                      second    6 – up                 = $50.00 each


SERVICE CONTRACTS (Extended Warranty) – “The Credit Mechanics Inc. will continue to keep your “Virtual Credit Vehicle” running smoothly by immediately taking care of any new or additional malfunctions or maintenance issues that may pop up later that were not there during the first Diagnostic Test. For a period of 12 or 24 months you can rest easy knowing that if anything negative appears on any of your 3 credit bureaus that TCMI will take whatever action is necessary to get you back on the road fast at no additional charge during the contract period.  

                                                                                                                                                                12 Month Service Contract   $500.00

                                                                                                                                                                24 Month Service Contract   $750.00


COMPLETE CREDIT OVERHAUL – If you have completely totaled your Virtual Credit Vehicle and your analysis comes out to more than $2000.000 then we recommend “The Complete Credit Overhaul”. This service covers all inquiries, negative accounts, late pays, public records.

                                                                                                                                  includes a Free - 12 Month Service Contract  - $2000.00




Corporate Diagnostic Test – TCMI will pull and analyze your companies 3 business credit reports including D&B and give you a full analysis before preforming any other services.             

                                                                                                                                                                               One time charge - $150.00


Business Credit Building / Funding Suite Program- TCMI has advanced software for helping you build your companies business credit scores quickly and correctly. Our Funding Suite has over 2000 lenders that are ready and willing to lend your new or existing company all of the funds that it needs to succeed!

                                                                                                                                                    Business Credit & Funding Suite- $2500.00

Additional TCMI services:


CREDIT TURBO BOOST – want to increase your scores even more and much faster? Want to be a member of the “TCMI 720 Club”? Ask for a Credit Turbo Boost! TCMI adds Totally Legal “Authorized User” Credit Card accounts to your reports to add much needed and powerful additional points to your scores FAST! “THE CREDIT MECHANICS INC.” has dozens of credit cards with high available balances and many years of perfect payment history to help boost your scores into the high 700’s and beyond.

                                                                                             Prices range from - $300 - $2500 per card. Ask for a current pricelist and details.


CREDIT KNOWLEDGE AND MAINTENANCE CLINICS – TCMI hosts Live “Personal & Business Credit” Workshops and Webinars several times per month in different locations around the country. Learn the TRUTH about the Credit Bureaus and how they operate so that you can maintain your Credit Vehicle(s) and keep them running at their very best for the rest of your life! Ask for a current list of upcoming “TCMI CREDIT CLINICS”.

Personal Credit Clinic - $75 per person / Business Credit Clinic - $100.00 per person / Both Clinics - $150.00 per person

Current “TCMI” Clients can attend BOTH Clinics One Time per month for FREE!



401 Franklin St. #2552 Houston, TX 77252

Office | 800.737.5811   Fax | 832.426.1430